SSF Governance & Controls Intern/Co-op (FALL 2026)
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Role Type:
Internship/Co-opWork Term:
Fall/Term 1Work Location:
Toronto, Ontario, CanadaHours:
37.5Pay Details:
$45,700 - $74,400 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.
Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:
Leadership talks with key Leaders from across the organization
Connect and Learns on topics such as Innovation
Diversity and Inclusion and Personal Branding and so much more
DEPARTMENT OVERVIEW
Canadian Personal Banking (CPB) provides a comprehensive suite of deposit, saving, payment and lending products and advice through a network of 1,062 branches, 3,438 automated teller machines (ATM), mobile specialized salesforce, and telephone, mobile and internet banking services. CPB is comprised of the following line of businesses:
Chief Operating Officer (COO) mandate is focused on building and executing innovative strategies for CPB partners that lead to new and deeper customer relationships, new revenue streams, improved colleague and customer experience, and greater productivity overall. The team is comprised of subject matter experts in diverse disciplines across strategy, finance, operations, risk management, regulatory governance, business architecture, change, communications, event planning, talent management, multi-media and more.
Real Estate Secured Lending (RESL) & Specialized Sales Force (SSF) help Canadians achieve their homeownership financial goals throughout the entire customer journey with Mortgages and TD Home Equity FlexLines. It also includes specialized credit advice, underwriting, and fulfillment of key processes for Personal Banking.
Canadian Card Payments, Loyalty & Personal Lending (CCPL&PL) is responsible for Credit Card and Personal Lending Banking Products that meet the unsecured borrowing needs of Canadians while enhancing TD's loyalty offerings and partnerships that improve the value propositions for our customers.
Everyday Savings & Investing (ES&I) is responsible for the day-to-day banking products (Chequing domestic and cross-border banking, Overdraft Protection, Savings, GICs and Mutual Fund products) that meet the everyday banking savings and investing needs of Canadians
Branch Banking Delivery Excellence (BBDE) is responsible for building customer and colleague confidence by supporting approximately 18,000 Branch Banking colleagues in TD's more than 1,100 branches across Canada.
Digital Transformation & Strategy focuses on driving CPB's digital strategy in partnership with our business leaders, journey owners and enterprise stakeholders, including Platforms and Technology and Transformation, Enablement and Customer Experience.
JOB DESCRIPTION
Real Estate Secured Lending (RESL) & Specialized Sales Force (SSF) help Canadians achieve their homeownership financial goals throughout the entire customer journey with Mortgages and TD Home Equity FlexLines.
The 1A Governance & Control team completes monitoring and oversight programs related to Sales Practice & Conduct, while playing a governance and risk-focused role supporting the MMS and Broker businesses. The role is designed to enable business growth while ensuring strong sales practices, maintaining conduct standards, while driving operational and regulatory compliance across SSF National Office, Mobile Mortgage Specialist (MMS), Broker channels.
At a high level, the role acts as a bridge between frontline sales activity and enterprise risk, governance, and control expectations. The team partners closely with sales leaders and governance teams to identify conduct / sales practice risks, respond to issues identified through monitoring and audits, and ensure controls and oversight remain aligned to TD’s regulatory and operational frameworks and risk appetite. Overall, the role is positioned as a trusted risk and conduct and sales practice advisor to the SSF business—focused less on direct sales execution and more on ensuring sustainable evolution and growth through strong controls, ethical sales practices, and regulatory / operational excellence.
JOB REQUIREMENTS
Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field
Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term
Championing conduct and sales practice governance within SSF by helping shape solutions that promote appropriate sales behaviours and mitigate risk.
Supporting audit readiness and remediation efforts, including evidence collection and action plans to achieve successful (“Green”) testing outcomes for the SSF channels.
Maintaining and updating risk and regulatory control inventories, ensuring they clearly articulate control purpose and oversight requirements relevant to SSF activities.
Using enterprise data and analytics to identify trends, investigate issues, and escalate risks that could impact customers, colleagues, or shareholders.
Acting as a subject matter expert on sales practices, conduct risk, and frontline impacts within specialized mortgage and lending sales environments.
ADDITIONAL INFORMATION
Add if applicable: Please note that this is a general posting. If you are selected for an interview, more information regarding which business group and the specific job duties will be provided.
This position is a 4-month work term and will commence September 8th – December 18th, 2026.
Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.
HOURS
Monday-Friday, standard business hours
INCLUSIVENESS
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
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