Risk Management - TDS Operational Risk Management Intern/Co-op (Fall 2026)

DEPARTMENT OVERVIEW 

 
Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD.  You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.  

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features: 

• Leadership talks with key Leaders from across the organization 

• Lunch and Learns on topics such as Innovation  

• Diversity and Inclusion and Personal Branding and so much more 

For TD Bank Group to grow profitably, it must selectively take and manage risks. TD recognizes that a strong risk culture and approach to risk management is fundamental to our success. 
  
TD's risk management approach is comprehensive and proactive and combines experience and specialized knowledge of individual business segments, risk professionals, and the corporate oversight functions. It is based on enabling TD's business to understand their risks and developing the policies, processes and controls required to manage these risks appropriately in line with the Bank's strategy and risk appetite. 
 

JOB DESCRIPTION 
  
Risk Management is a key Corporate Function supporting the front-line businesses within TD with over 1,800 employees in offices in Canada, United States, UK and Singapore. We partner internally with many different areas of TD as well as our business partners to ensure we exceed our client's expectations, and employees to focus on a positive employee experience. We work externally with regulators to align with industry standards and benchmark ourselves against best practices.  
 
TD Securities Operational Risk Management (TDSORM) is a second line of defence function providing operational risk management oversight and challenge to TD Securities businesses and support functions.   

TDSORM's mandate is to independently guide and challenge the business' implementation of, and ongoing compliance with, the TDBG ORM Framework. The team is also responsible for providing a broad range of risk management counsel, risk analyses, reporting and support to business partners and senior management on a wide range of risk-related matters across a broad range of risk types. 

TDSORM works in close partnership with the TD Securities businesses to understand their strategy and support their growth, while at the same time ensuring that the appropriate risk and control framework is in place to adhere to and respect risk appetite 

As a student part of the TD Risk Management Co-op program you will have the opportunity to join different development workshops, seminars and lunch and learns. We will provide you the necessary tools, resources and guidance to achieve both business and personal goals.  

JOB REQUIREMENTS 

What You Bring to TD 

• Currently enrolled in an undergraduate degree majoring in Business, Statistics, Mathematics, Financial Analysis, Risk Management, Computer Science or equivalent 

• Must be enrolled in an undergraduate degree with the intent of going back to school at of the start of your work term 

• Familiarity with SAS 

• Relational database SQL skills for data mining, extraction and statistical analysis.  

• Strong excel Advanced MS Excel and MS Access for data analysis (Pivot, Filter, Formulas, Vlookup, VBA) 

• Data Analytics and Reporting 

• Dealing with ambiguity 

• Dedicated, detail oriented, and an ability to propose creative solutions 

• Written & verbal communication skills 

• Results focused  

• Quick learner 

• High degree of personal initiative 

Skills that are not required, but considered an asset: 

• Knowledge of Financial Industry/Risk Management/Retail Credit products 

• Experience using Business Intelligence Reporting tools such as SAP Business Objects, Cognos or Tableau 

• Microsoft Visio would be an asset 

• Knowledge of R and HIVE 

• Knowledge of Basel Capital Frameworks 

• Quality Center (HP ALM) Testing tool 

• MS Project 

EDUCATION & PROGRAM 

Bachelors in an academic program of Business/Commerce, Risk, Math/Statistics, Finance/Economics, Computer Science, Computer Engineering or equivalent  

ADDITIONAL INFORMATION  

Please note that this is a general posting. If you are selected for an interview, more information regarding which business group and the specific job duties will be provided. 

• This position is a 4-month work term and will commence January - April 2025. 

• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages). 

• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest. 

• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements 

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change. 

We’re delighted that you’re considering building a career with TD. Through regular development conversations,  

training programs and a competitive benefits plan, we’re committed to providing the support our colleagues  

need to thrive both at work and at home.  

Colleague Development 

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.  

You’ll have regular career, development, and performance conversations with your manager, as well as access to  

an online learning platform and a variety of mentoring programs to help you unlock future opportunities.  

Whether you have a passion for helping customers and want to expand your experience, or you want to coach  

and inspire your colleagues, there are many different career paths within our organization at TD – and we’re  

committed to helping you identify opportunities that support your goals.  

Training and Onboarding 

We’ll provide in-person training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.