INTERNSHIP DETAILS

Intern - Credit

CompanyValley Bank
LocationMorristown
Work ModeOn Site
PostedApril 28, 2026
Internship Information
Core Responsibilities
The intern will assist the credit department with portfolio management, financial analysis, and the commercial lending underwriting process. Responsibilities also include preparing financial worksheets, testing covenants, and performing annual reviews of commercial credits.
Internship Type
full time
Company Size
3711
Visa Sponsorship
No
Language
English
Working Hours
40 hours
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About The Company
At Valley, we aren’t just your average financial institution; we're your trusted partner in building a brighter future. With a widespread presence across the U.S., we've been serving communities since 1927. For over 95 years, our team of dedicated professionals has been committed to creating better banking opportunities for our customers and fostering growth and prosperity in the communities we serve. From personalized financial solutions to comprehensive banking services, home mortgages, commercial lending, and wealth management, we're here to help you achieve your financial goals, no matter how big or small. We understand that each individual and business has unique challenges and opportunities, and we're here to listen, understand, and provide tailored solutions to help you succeed. ©2026 Valley National Bank. Member FDIC. Equal Opportunity Employer. Equal Housing Lender. All Rights Reserved.
About the Role
Responsibilities include, but are not limited to:
  • Portfolio management reporting.
  • Perform financial analysis on credits.
  • Assist and observe the commercial lending underwriting process.
  • Assist the credit department on their annual review of commercial credits.
  • Prepare cash flows, debt to income, and loan to value worksheets.
  • Enter data for financial covenants.
  • Financial Covenant review, input, and testing.
Qualifications
Required Skills:
  • Excellent verbal and written communications skills.
  • Proficiency in Microsoft Office product suite.
  • Detail oriented and organized.
  • Ability to work independently or in a team setting.
  • Problem solving skills.
  • Displays a high level of confidentiality.
Required Experience:
  • High school diploma or GED and enrollment in a 2 or 4-year degree program.
  • Enrollment in a 4-year college or university with a concentration in Economics, Finance, or Business preferred.
Key Skills
Portfolio managementFinancial analysisCommercial lendingUnderwritingCash flow analysisDebt to income analysisLoan to value analysisFinancial covenantsData entryVerbal communicationWritten communicationMicrosoft OfficeDetail orientedProblem solvingConfidentiality
Categories
Finance & AccountingAdministrative