INTERNSHIP DETAILS

Credit Admin Intern

CompanyPoppy Bank
LocationSanta Rosa
Work ModeOn Site
PostedMay 2, 2026
Internship Information
Core Responsibilities
The intern will assist the Credit Administration Department by performing basic credit analysis and observing loan processing procedures. They will also conduct market research and provide management analysis to identify potential areas of risk.
Internship Type
full time
Company Size
248
Visa Sponsorship
No
Language
English
Working Hours
40 hours
Apply Now →

You'll be redirected to
the company's application page

About The Company
Since opening our first branch in January 2005, Poppy Bank has grown to over $6 Billion in assets with branches across the San Francisco Bay Area, Roseville-Sacramento Area and Southern California. We also have loan production offices in Northern and Southern California as well as Nevada, Arizona and Texas. Our commitment to providing the best products and services has propelled our success and garnered national recognition of our performance. Poppy Bank is 5-star rated by BauerFinancial, the nation’s leading independent bank and credit union rating firm and is recognized as one of the strongest financial institutions in the country. The Bank is governed by our strong team of Executive Officers and a dedicated Board of Directors formed entirely by accomplished business leaders. Poppy Bank specializes in business lending including commercial loans and lines of credit, commercial real estate, construction and SBA/USDA loans. We have built a reputation of responding quickly to loan requests, turning applications around expeditiously, and closing loans. In addition, we offer a full array of personal and business banking products and services including deposit products, cash management services and ACH processing. We are the 19-time winner of Best Places to Work in the North Bay and recipient of the North Bay Biz Top 500 Companies Award. Each and every employee of Poppy Bank is dedicated to providing extraordinary service and building relationships with our clients. We give back to our communities through supporting employee volunteer hours, serving on non-profit boards of directors, and sponsoring events. We are committed to our clients and community, all of whom we consider an integral part of the Poppy Bank family. Come see us today at one of our convenient locations! Check out all Poppy Bank career opportunities at: www.poppy.bank/careers Member FDIC - Equal Housing Lender
About the Role

Description


The Credit Admin Intern will learn about various functions in the Credit Administration Department. Ensures compliance within all Bank policies and procedures, as well as all applicable state and federal banking regulations.


  • Bank's Credit Culture
  • Basic Credit Analysis
  1. How to understand financial statements
  2. Calculating primary and secondary repayment sources
  • Credit Underwriting Process
  1. Purpose of the credit request
  2. Business background/overview
  3. Appraisal review
  4. Collateral coverage
  5. Leverage and Liquidity
  6. Understanding risk ratings
  • Conducting Annual Reviews
  • Relationship Management - To understand the target customer profile and their assessment approach
  • Loan Processing - To observe and to discuss their process
  • Construction Loan Management - To observe and discuss their process
  • Special Assets – Overall summary of Problem Loan Management
  • Review Market Research Reports
  • Provide a Management Analysis to identify areas of risk


Requirements


See qualifications above.


Poppy Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.


This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.


For San Francisco Postings, review 2026 Fair Chance Ordinance. 


2026 CA Privacy Notice to Applicants/Employees

Key Skills
Credit AnalysisFinancial Statement AnalysisCredit UnderwritingAppraisal ReviewCollateral CoverageRisk RatingLoan ProcessingConstruction Loan ManagementProblem Loan ManagementMarket ResearchManagement AnalysisBanking RegulationsComplianceRelationship Management
Categories
Finance & AccountingAdministrative