ILLUMINATE Summer Internship in Banking Back-Office

Discover Your Path with Luminor ILLUMINATE 2026!

Yes, you can. At Luminor, we believe that growth happens when curiosity meets responsibility. That’s why we’re looking for interns who are ready to step into a real, fast-moving work environment and make a genuine contribution - while discovering whether banking is the place they want to grow.

Luminor is building the next generation of banking experience in the Baltics. As the leading independent bank in the region, we combine the stability of a major financial institution with the mindset of a tech-driven, agile organization. Our culture is shaped by curiosity, focus, and collaboration - and by people who take ownership of what they do.

What to expect from the internship

ILLUMINATE is a 10 week paid summer internship program designed for those who learn best by doing. From day one, you’ll work on real tasks, real projects, and real challenges alongside experienced professionals. This is not a “shadowing” internship - you’ll be trusted with responsibility and encouraged to contribute your ideas.

You’ll be part of an international, Pan‑Baltic intern community, collaborating across teams and learning how modern banking works from the inside. The pace can be fast, priorities can shift, and not all answers are predefined, which is exactly where the learning happens.

Who thrives at Luminor

This internship is a great fit if you:

• Enjoy being hands-on and don't shy away from real responsibility

• Take initiative and are comfortable exploring topics you haven't worked with before

• Can work independently, manage your time, and ask thoughtful questions when needed

• Feel energized by an agile environment where things evolve quickly

• Want honest exposure to what working in a bank today truly looks like

If you're looking for a highly structured environment where every step is predefined, this may not be the right match - and that's okay. We believe internships work best when expectations are clear on both sides.

Why join

Your work will matter. Your learning will be real. And your summer will be spent on building skills, confidence, and insight that go far beyond your studies.

Take a look below and find the path that fits you best.

Credit Restructuring & Recovery Intern

By joining our Credit Restructuring & Recovery team, you will work with management of credit loan portfolios, verification of documents, and working with customer data. In addition, you might assist the team with document preparation and distribution.

You will become familiar with the specifics of work in the restructuring and recovery area, practical aspects of financial analysis of companies. In addition, you will become familiar with origins of financial difficulties for borrowers, as well as EU and local regulatory frameworks in the field.

We expect you to have high sense of responsibility, understanding of finance area as well as the ability to take ownership of your own work. Fluent English and Latvian are required in spoken and written communication. Preferred education in Law or Economics.

Early Repayment Intern

In this role you will be supporting loan maintenance and early repayment processing activities, ensuring tasks are executed according to defined procedures and quality standards. You will work with daily operational tasks, handle typical cases of low to mid complexity, and assist in resolving issues related to loan transactions. You will also collaborate with team members, contribute to process improvements, and support overall service quality enhancement.

You will gain practical experience in banking back-office operations and credit product processing within a large organization, while developing your attention to detail, problem-solving, and process execution skills. This internship will give you insight into how loan servicing and financial operations are handled end-to-end.

We expect you to have an interest in finance, banking, or operations, along with strong attention to detail and accuracy. A proactive mindset, willingness to learn, and good time management skills are important. Ability to work both independently and in a team is essential. Fluent English and Latvian are required. Preferred education in Finance, Economics, Accounting, Mathematics or related.

Insurance Monitoring Intern

In this role you will be supporting insurance and loan monitoring activities, ensuring tasks are executed according to defined procedures and quality standards. You will work with daily operational tasks, handle typical cases of low to mid complexity, and assist in resolving issues related to monitoring processes. You will also collaborate with team members, contribute to process improvements, and support overall service quality enhancement.

You will gain practical experience in banking back-office operations within a large organization, while developing your attention to detail, problem-solving, and process execution skills. This internship will give you insight into how loan and insurance monitoring processes are handled and maintained.

We expect you to have an interest in finance, banking, or operations, along with strong attention to detail and accuracy. A proactive mindset, willingness to learn, and good time management skills are important. Ability to work both independently and in a team is essential. Fluent English and Latvian is required. Preferred education in Finance, Economics, Accounting, Mathematics or related.

Document Management Intern

In this role you will be taking part in sourcing activities according to Luminor values, policies and procedures - including working with Sourcing documentation (e.g agreements, mandatory internal documentation), contributing to the data analysis of different sourcing metrics, updating central register data as well as assisting in management of contracts and Suppliers. Communication with different stakeholders will also be part of your responsibilities.

You will gain practical experience in sourcing and supplier management practices in a large organization, while solidifying your expertise in working with large amounts of data and managing suppliers and stakeholders.

We expect you to have a high-level understanding of Sourcing/Procurement/Supply chain, ability to work with contracts and data. Soft skills required include analytical thinking, communication skills as well as collaboration skills. Fluent English is required in spoken and written communication. Preferred education in Business, Procurement, Sourcing or related.

Sales Support Intern

In this role you will be supporting Sales & Advisory Unit activities by assisting with daily administrative and coordination tasks. You will help handle customer requests, support internal handovers, update documentation, and maintain internal processes. You will also work with basic data tracking, prepare simple reports, and contribute to analysis and continuous improvement initiatives.

You will gain practical experience in sales and advisory operations within a large organization, while developing your organizational, communication, and data handling skills. This internship will give you insight into end-to-end business processes and internal collaboration, as well as exposure to analysis and process improvement.

We expect you to have strong organizational and communication skills, along with a proactive attitude and willingness to learn. Attention to detail, basic analytical thinking, and ability to work both independently and in a team are important. Familiarity with MS Office tools is beneficial. Fluent English and Latvian are required.

What We Offer:

• 2-month duration. Starting from the 1st of July until the 28th of August

• Flexibility. Flexible working hours and hybrid work

• International teams. Teams that go outside Pan-Baltic boarders where people value challenging work together with good humor and having fun

• Volunteer time off. We care about giving back to society; therefore, you will get additional days off for volunteering purposes

• Pan-Baltic projects exposure. Opportunity to work on a variety of real-life projects managed daily by our people

• Culture. You'll be joining a team where things move fast, ideas flow freely, and change is part of everyday. It's a dynamic environment that keeps you learning, growing, and never bored

• Educational & Leadership sessions during the program. Access to resources & workshops that help to be productive at work and in life, while also being educational

• Prolong your stay. Possibility to prolong the contract after the internship if that is available.

• Professional growth. Internal and external training programs, workshops, mentorship, online training etc.

• Gross salary. 900 EUR/month for a full time internship

The application deadline is 24th of May. We are looking for a candidate primarily already located within the Baltics please apply with your CV in English and PDF format!