INTERNSHIP DETAILS

Fall Intern, Financial Analyst - January 2027 (4 Month)

CompanyCapital One
LocationToronto
Work ModeOn Site
PostedAugust 4, 2026
Internship Information
Core Responsibilities
The intern will develop automated financial models for cost assumptions and liability forecasting while supporting business strategy. They will also participate in external financial reporting, audits, and the analysis of financial metrics to provide business insights.
Internship Type
full time
Company Size
82692
Visa Sponsorship
No
Language
English
Working Hours
40 hours
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About The Company
At Capital One, we're making things better for our customers and associates through innovation and collaboration. We were founded on the belief that everyone deserves financial freedom—and are dedicated to a world where all have equal opportunity to prosper. Banking is in our DNA, but we are so much more than a bank. We always think about what’s next—and how we can bring our customers the tools needed to improve their financial lives. Your ideas, experiences and skills will help make banking better. You’ll be part of a supportive culture while earning amazing benefits. That’s life at Capital One. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. View our Social Media Community Guidelines https://www.capitalone.com/digital/social-media/
About the Role
161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,

Fall Intern, Financial Analyst - January 2027 (4 Month)

1) YOU MUST INCLUDE YOUR RESUME AND UNOFFICIAL TRANSCRIPT IN ONE PDF DOCUMENT IN THE ATTACHMENT SECTION WHEN YOU CREATE YOUR PROFILE TO APPLY.

2) YOU MUST COMPLETE THE VIRTUAL JOB FIT ASSESSMENT WITHIN 24 HOURS OF APPLYING TO THE JOB. IT WILL BE SENT TO YOU AFTER YOU COMPLETE YOUR APPLICATION.

About Capital One Canada.

For 30 years, we’ve been on a mission to change banking for good. We challenge the traditional bank stereotype, fostering a culture where innovation thrives and bold ideas are celebrated.

You’ll be empowered to grow your career in a supportive environment where you can own and shape your journey on your own terms. You’ll redefine what’s possible by contributing to work that impacts millions of Canadians, taking ownership of your decisions and outcomes, supported by mentors who will push you to think bigger and challenge the status quo. 

Are you ready to redefine what’s next?

About the Team

Yes, we’re a credit card company. But we’re more than that too. We’re driven by what our customers want, and how to make their lives simpler. 

We’re always looking for creative ways to offer digital solutions that make sense for our customers. With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. 

About the Role

How do we do things at Capital One Canada? We listen — to our people, and to our customers. We change with the times and have adopted a flexible hybrid model (remote and/or in-office). Associates working in the hybrid model are expected to come into the office 3 days a week across Tuesdays and Thursdays, reserving Mondays and Fridays as company-wide virtual days. As was true before the pandemic, expectations of being in the office will be balanced with personal life flexibility.

Your Responsibilities:

To give you an idea of what to expect as a new analyst intern, here are a few co-op project examples:

  • Developing an automated model to determine cost assumptions for business lines present value models for investment decisions. This involved determining operating expense assumptions that focus on new account acquisition costs, as well as maintenance and servicing costs for existing accounts. The goal: Automating various input data sources and developing a standardized and repeatable models

  • Building a new python-based model to automate HST liability forecast process. The goal: Create a simpler model that could capture more detailed expense categories and clearly identify expenses that are HST applicable vs not to justify retiring the old manual complex model.

Finance:

  • Analyze financial metrics and performance

  • Prepare financial forecasts in support of evolving product and strategy decisions

  • Develop reporting and analysis to provide insight into business trends

Accounting:

  • Participate in the external financial reporting process, including the external audit process and OSFI reporting

  • Prepare accurate and timely reports, schedules and documentation

  • Perform financial and operational audits and test controls, and identify efficiencies

Be ready to join a community with some of the most talented people you’ve ever met, who see the customer first, and want to use their skills to make a difference. And, as a founder-led company, we’re inspired to make, break, and do good. So, let's create something great together.

Basic Qualifications

  • Currently enrolled in an undergraduate degree or higher from an accredited university

Preferred Qualifications 

  • Strong quantitative, analytical, problem-solving and conceptual skills

  • Previous internship/co-op experience

Working at Capital One

Here you’ll uncover personal strengths, explore new interests and make an impact that matters. The work you’ll find here will keep you inspired and guide you in your career journey. 

  • Take ownership of your own potential: As you begin your career, you’ll define your own path by gaining exposure across the business, learning new skills, and having access to tools and mentorship to understand your potential. 

  • Find your rhythm: We believe trust fosters the flexibility and autonomy required to balance personal needs with a focus on high performance. We support a hybrid model – with 3 days in the office per week – that gives room for both collaboration and personal commitments.

  • A supportive community from day one: Through our robust onboarding program, orientation sessions, buddy program for new hires and early career development programs, you’ll get foundational training while building connections with your peers and leaders – cultivating a supportive community you can lean on for support and guidance.  

 You’ll find that Capital One is committed to helping you thrive and evolve every step of the way.

Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.

Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.

This posting is for an existing vacancy.

We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.

We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Key Skills
Financial analysisFinancial forecastingData modelingPythonFinancial reportingAudit supportOperational auditsQuantitative analysisProblem-solvingConceptual skillsBusiness trend analysisCost assumption modeling
Categories
Finance & AccountingData & AnalyticsTechnology
Benefits
Work from home allowanceMental health coverageTuition subsidies