INTERNSHIP DETAILS

Summer 2027 Intern: Portfolio Management Team

CompanyLive Oak Bank
LocationWilmington
Work ModeOn Site
PostedSeptember 16, 2026
Internship Information
Core Responsibilities
Interns will support the Portfolio Management Team by performing financial statement analysis, assisting with risk grade assessments, and shadowing daily loan servicing functions. They will also spearhead internal projects to improve group efficiency and participate in weekly Loan Committee meetings.
Internship Type
part time
Salary Range
$20 - $32
Company Size
1101
Visa Sponsorship
No
Language
English
Working Hours
40 hours
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About The Company
Live Oak Bank has had the privilege of helping thousands of passionate, driven people turn their dreams into reality. These everyday heroes aren’t in it for the fortune or the fame. They’re in it to make a difference, just like we are. As one of the last banks to get a charter before the start of the Great Recession, Live Oak emerged out of the rubble of 2008 as the first bank to keep the customer at the center of the business model. We put a groundbreaking spin on what banking could be, focused on service and technology to redefine banking. Live Oak is a digital, cloud-based bank serving small business owners in all 50 states. We are America's Premier SBA Lender and our mission is to be America’s small business bank. We aim to fulfill that mission through banking products that help business owners buy, build and expand, along with FDIC-insured checking, high-yield savings and CD accounts to grow their hard-earned money. Our family of companies under the holding and parent company Live Oak Bancshares (NYSE: LOB), and our subsidiaries, partner with businesses who share a groundbreaking focus on service and technology to redefine banking. Our mantra is to treat every customer like the only customer and our mission is to be America’s small business bank.
About the Role

About Us

Live Oak Bank is a digital bank that serves small business owners across the country.  Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money.  At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream.

Ready to make an impact? We're looking for an onsite intern to join our team for the 10-week Summer 2027 Internship Program (May 17 - July 23, 2027) at our headquarters in Wilmington, NC. Applications are due by 11:59 p.m. ET on Wednesday, September 23.

How This Role impacts Live Oak: 

 

Interns that join the Portfolio Management Team will have the opportunity to understand and support our Portfolio Analysts in the numerous tasks they work on each quarter. The 10-week program will allow interns to work through financial analysis, shadow tasks and customer interactions, learn the lead to loan process and gain an understanding of Live Oak’s risk through Lending and Servicing functions. The Portfolio Analyst role is vital to the health and overall performance of the existing Live Oak Bank loan portfolio.  

  

What You’ll Do at Live Oak: 

  • Analyze financial statements from several different industries as part of our quarterly analysis and assist with annual risk grade assessments for relationships with larger exposure.  

  • Complete a capstone project and presentation outlining the lead-to-loan process using what you learn over the course of the summer. 

  • Shadow the day-to-day functions of the role, such as collateral, payment, and loan structure questions, managed and completed by a variety of Portfolio Analysts. 

  • Work with other departments throughout the bank handling customer requests to understand how each role plays a key function. This will also broaden your spectrum on potential future opportunities throughout the bank.  

  • Spearhead any internal projects focused on making the group more effective and efficient. 

  • Attend Loan Committee weekly listening to an educational debate on deals approved each week. 

  • Attend department and internal team meetings for important updates and learning opportunities.  

How You’ll Do It: 

  • You will be trained on financial statement analysis and the Live Oak Bank approach to cash flow lending.  

  • Consistent feedback on job performance during the internship. 

  • Enhancing your time management, prioritization, and organization skills  

Preferred Experience: 

  • Interest in banking or finance 

  • Currently enrolled in college/university working toward a degree  

  • Authenticity/Genuine 

  • Professional Curiosity 

  • Trustworthiness 

  • Personal Effectiveness/Credibility 

  • Nimbleness 

  • Initiative/Willingness to Own Your Role 

  • Joy in Collaborating 

  • Prompt 

  • Multi-tasker 

 

#LI-DNI

Our Values

  • Dedication: Possess a deep commitment to Live Oak Bank’s mission and core values, exemplified through a strong work ethic, adaptability and pride in your work.

  • Ownership: Take initiative to deliver positive results by proactively and creatively solving problems, while maintaining a high degree of quality.

  • Respect: Treat everyone with courtesy, politeness, and kindness.

  • Innovation: Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems.

  • Teamwork: Foster collaboration, accountability, and trust with others and understand that together, we do more

For a detailed overview of our employee benefits please visit: http://www.liveoakbank.com/careers/

Live Oak Bank is an Affirmative Action and Equal Opportunity Employer, Minorities/Women/Veterans/Disabled. We consider applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status or disability. Equal access to programs, service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at HumanResources@liveoak.bank.

EEO is the Law

The base pay range for this position is $19.77 - $32.12 per hour. Compensation may also include annual bonuses and long-term incentives, subject to various metrics and company policy. A candidate’s salary is determined by several factors including travel, relevant work experience or skills and expertise.

Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave, including but not limited to Arizona, California, Colorado, District of Columbia, Maine, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington.   

Key Skills
Financial analysisRisk assessmentCash flow lendingTime managementPrioritizationOrganizationData analysisCommunicationCollaborationProblem solvingAttention to detailFinancial statement analysis
Categories
Finance & AccountingManagement & Leadership
Benefits
Paid sick leave