INTERNSHIP DETAILS

Commercial Credit Intern (Grand Rapids) - Summer 2027

CompanyIndependent Bank
LocationGrand Rapids
Work ModeOn Site
PostedOctober 9, 2026
Internship Information
Core Responsibilities
The intern will assist with financial statement spreading, borrowing bases, and loan underwriting to support the credit team. They will also review credit data and analyze financial information to evaluate loan requests and monitor the credit portfolio.
Internship Type
full time
Company Size
965
Visa Sponsorship
No
Language
English
Working Hours
40 hours
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About The Company
Independent Bank is a Michigan-based bank that's been operated locally for over 160 years. In 1864 we were founded as First National Bank of Ionia; we now have locations across the Lower Peninsula and we’re the fourth largest bank headquartered in Michigan. But in one way we’ve never changed – people are always our first priority. We’re committed to providing exceptional service and value to our customers, our stockholders, and our communities. After 160 years of local banking, we understand the needs of individuals, families, and businesses around the state – and we’re committed to addressing them. We support local causes and our employees serve their communities’ human services agencies, arts and cultural organizations, school systems, places of worship, and more. We’re your friends and neighbors, locally invested the same way you are. We’re a full-service bank that provides a wide range of competitive banking products, services, and technology. Visit us at IndependentBank.com for more information, or join the conversation on Facebook at facebook.com/IndependentBank.
About the Role

 

Be Proud, Be YOU, Be Independent!   

Are you interested in exploring your potential and growing from real-world experience? If so, we are looking for goal-oriented, disciplined, and eager-to-learn individuals to be a part of our 2027 Internship program. At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company.

As a Commercial Credit intern at our Grand Rapids - Downtown office, you will be joining a diverse team of passionate problem solvers dedicated to protecting Independent Bank capital. In this full-time opportunity, you will work closely with Credit Analysts, assisting in tasks such as financial statement spreading, borrowing bases, and loan underwriting. 

Why You Should Apply:

  • Earn a competitive hourly wage.
  • Full-Time opportunity for the summer.
  • Receive development and mentoring from leaders of Independent Bank.
  • Collaborate with fellow interns and business partners.
  • Participate in a joint intern project and present your group’s recommendations to Independent Bank’s executive leadership team.

What You Will Do:

  • Review credit data to evaluate loan requests.
  • Monitor credit portfolio. 
  • Assist with financial statement spreading, borrowing bases, and underwriting of loans.
  • Analyze sources of financial information, such as cash flows, and financial statements to determine potential risk.
  • Perform other duties as assigned. 

What We’re Looking For:

  • Basic understanding of accounting and finance 
  • Leadership & Communication skills. 
  • Critical Thinking & Problem Solving. 
  • Eagerness to Learn.
  • Experience with Microsoft Suites.
  • Must be currently enrolled in a relevant field of study.

 Investing in your career can feel overwhelming when there are so many choices, and we understand your time is valuable. We are committed to making a positive difference in the lives of our clients, shareholders, and the communities we serve, and will empower you to Be Independent.

Be Successful. Be YOU. Be Independent.

Key Skills
AccountingFinanceLeadershipCommunicationCritical thinkingProblem solvingMicrosoft suitesFinancial statement spreadingLoan underwritingCredit analysisRisk assessmentCash flow analysis
Categories
Finance & AccountingManagement & Leadership
Benefits
Competitive hourly wageProfessional developmentMentoring