INTERNSHIP DETAILS

Commercial Credit Intern (Troy) - Summer 2027

CompanyIndependent Bank
LocationTroy
Work ModeOn Site
PostedOctober 9, 2026
Internship Information
Core Responsibilities
The intern will assist with financial statement spreading, borrowing base analysis, and the underwriting of commercial loans. They will also review credit data to evaluate loan requests and monitor the loan portfolio.
Internship Type
full time
Company Size
965
Visa Sponsorship
No
Language
English
Working Hours
40 hours
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About The Company
Independent Bank is a Michigan-based bank that's been operated locally for over 160 years. In 1864 we were founded as First National Bank of Ionia; we now have locations across the Lower Peninsula and we’re the fourth largest bank headquartered in Michigan. But in one way we’ve never changed – people are always our first priority. We’re committed to providing exceptional service and value to our customers, our stockholders, and our communities. After 160 years of local banking, we understand the needs of individuals, families, and businesses around the state – and we’re committed to addressing them. We support local causes and our employees serve their communities’ human services agencies, arts and cultural organizations, school systems, places of worship, and more. We’re your friends and neighbors, locally invested the same way you are. We’re a full-service bank that provides a wide range of competitive banking products, services, and technology. Visit us at IndependentBank.com for more information, or join the conversation on Facebook at facebook.com/IndependentBank.
About the Role

 

Be Proud, Be YOU, Be Independent!   

Are you interested in exploring your potential and growing from real-world experience? If so, we are looking for goal-oriented, self-motivated, problem-solving, disciplined, and eager-to-learn individuals to be a part of our 2027 Internship program. At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities, and talent. We value diversity of thoughts, ideas, and backgrounds. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company.

As a Commercial Credit Intern at our Troy - Main office, you will be joining a diverse team of passionate problem solvers dedicated to protecting Independent Bank capital while serving the needs of internal and external clients. In this full-time opportunity, you will work closely with Credit Analysts, assisting in tasks such as financial statement spreading, analyzing borrowing bases, and underwriting commercial loans.

Why You Should Apply:

  • Earn a competitive hourly wage.
  • Receive development and mentoring from leaders and credit staff of Independent Bank.
  • Collaborate with fellow interns and business partners on impactful projects.
  • Collaborate and participate in a joint intern project, then present your group’s recommendations to Independent Bank’s Executive Leadership Team.

What You Will Do:

  • Review credit data to evaluate loan requests, and monitor loan portfolio.
  • Assist with financial statement spreading, borrowing bases, underwriting of loans, and perform other duties as assigned.
  • Analyze personal and corporate tax returns, and financial statements to understand cash flow of borrowers and determine potential risks.

What We’re Looking For:

  • Basic understanding of accounting and finance. 
  • Experience with Microsoft Product Suites.
  • Must be currently enrolled in a relevant field of study. 

Investing in your career can feel overwhelming when there are so many choices, and we understand your time is valuable. We are committed to making a positive difference in the lives of our clients, shareholders, and the communities we serve, and will empower you to Be Independent.

Be Successful. Be YOU. Be Independent.

Key Skills
Financial statement spreadingBorrowing base analysisLoan underwritingCredit data reviewLoan portfolio monitoringTax return analysisFinancial statement analysisAccountingFinanceMicrosoft Product Suites
Categories
Finance & AccountingManagement & Leadership
Benefits
Competitive hourly wageProfessional developmentMentoring